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Loan Rates & Fees
THE COST OF A SHORT-TERM LOAN
Short-term cash loans are an expensive form of credit and should not be used as a long-term solution. The terms and rates available will vary by each Lender and may be based on factors such as your creditworthiness, past borrowing history, and any current outstanding loans. Generally speaking, your loan will have a principal amount that is borrowed, interest on that amount, and may also have additional fees and costs. Make sure that you understand the total cost of taking out a loan, and that you have considered all options available.
IF YOU MISS A PAYMENT OR DO NOT MAKE PAYMENTS ON TIME OR IN THE FULL AMOUNT OF YOUR LOAN TERMS, THERE MAY BE ADDITIONAL CONSEQUENCES FROM BOTH YOUR LENDER, AND YOUR PERSONAL FINANCIAL INSTITUTION, YOU MAY INCUR ADDITIONAL COSTS SUCH AS LATE FEES, PROCESSING FEES, OVERDRAFT FEES, BOUNCED CHECK FEES, OR OTHERS.
RATES & FEES
Findaspeedyloan.com is not a Lender and cannot provide you with information about particular loan terms and/or rates. findaspeedyloan.comdoes not make credit decisions or determine rates and terms. Only your Lender can provide you with this information. Remember, if you do not agree with the terms presented to you, you do NOT have to accept the offer and may re-submit an application on this Website, or others. If you have questions or concerns about the loan terms, reach out to your Lender directly.
SHORT-TERM CASH LOANS ARE MEANT TO SOLVE IMMEDIATE CASH NEEDS. THIS IS AN EXPENSIVE FORM OF CREDIT AND SHOULD NOT BE CONSIDERED A LONG-TERM SOLUTION.
Be sure that you read and fully understand all policies regarding repayment and understand what you will have to do as a borrower to repay the loan.
Repayment on personal loans is determined by the terms of your loan agreement with your Lender. Some Lenders will debit your bank account using an ACH transaction or an electronic funds transfer, while others may allow for payment by cash or check. Make sure you speak with your Lender about the repayment options available to You, and that you understand your obligation to pay back your loan. In some cases, Lenders may allow you to repay your loan without a prepayment penalty.
IMPLICATIONS OF LATE PAYMENT AND NON-PAYMENT
If you obtain a loan, it is vital that you understand the implications that could result from making a payment late or from failing to make a payment. Each Lending Partner determines its own policy regarding fees that may be charged and/or other consequences from late or non-payments. Consequences can include added charges, negative implications to your credit history and score, collections, and more. We advise you to thoroughly review the payment policies provided in your loan documents before signing so you understand the policy and any potential fees or penalties associated with late or non-payments.
SHORT-TERM CASH LOANS ARE MEANT TO PROVIDE YOU WITH SHORT-TERM FINANCING TO SOLVE IMMEDIATE CASH NEEDS AND SHOULD NOT BE CONSIDERED A LONG-TERM SOLUTION.
Findaspeedyloan.com("Website") is not a lender, and Findaspeedyloan.com does not constitute an offer or solicitation to lend. Findaspeedyloan.com provides advertising and marketing services on behalf of Network Partners, including Lenders and Non-Lenders, and is not an agent, representative, or broker of any lender or financial institution. Findaspeedyloan.com does not endorse or charge You for any loan, product, or service. The Website operators collect loan request forms and/or applications, and then forwards this information to various Network Partner organizations.
You are under no obligation to use this website or service to initiate, contact, nor apply for credit or any finance product with any Network Partner or Lender. Loan amounts may vary from $100 and $35,000 but not all Lenders can provide up to $35,000. Providing your information via the loan request form/application does not guarantee you will be presented to a Lender, approved for a loan or credit product, nor does it guarantee you will receive a specific loan amount from any participating Network Partner. Not all Lenders may be able to provide loan products in your state, and some Lenders and Network Partners may fall under the jurisdiction of a federally recognized tribal nation. Cash transfer times may vary between Lenders and may depend on your individual financial institution’s cash transfer policies. If approved by a Lender, please review all loan terms and disclosures from that particular Lender. In some circumstances, Lenders or other Network Partners may request additional information from You, and you may be required to utilize other methods of communication, including faxing documents.
Findaspeedyloan.com does not participate in any sort of credit decision or data verification, though Network Partners may perform credit checks and other data verification procedures. Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union or may perform alternative credit checks or consumer reports through alternative providers. By submitting your request, You acknowledge, agree, and authorize that (a) your information may be sent to Lenders and/or Network Partners on your behalf, and (b) such third-parties may obtain consumer reports and related information about You from one or more consumer reporting agencies, such as TransUnion, Experian, and Equifax, in order to evaluate your creditworthiness. Not all Lenders or Network Partners will utilize the “Big Three” reporting agencies and may use alternative sources for data validation.
If you have any questions about loan terms and conditions that have been presented to You directly, You must contact the specific Lender providing You with the loan. Findaspeedyloan.com cannot answer any questions about a particular loan product.
If you have questions, comments, concerns or feedback regarding Findaspeedyloan.com or our Services, please contact us at info@Findaspeedyloan.com
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