TERMS & CONDITIONS

Last Updated: July 4, 2020

YOU ARE VISITING A WEBSITE Findaspeedyloan.com (“WEBSITE”) OWNED AND OPERATED BY SPEEDY SERVICING, INC. (“SPEEDY” OR “US” OR “WE”). IF YOU DO NOT AGREE TO THESE TERMS & CONDITIONS, YOU HAVE RIGHT TO ACCESS, BROWSE OR USE THE WEBSITE OR ANY OF THE SERVICE(S) AVAILABLE ON THE WEBSITE.

      1. Certain areas of the Website, including, but not limited to, the areas of the Service through which you may choose to submit personally identifiable information, may have different terms and conditions posted or may require you to agree with and accept additional terms and conditions (“Application Terms”). If there is a conflict between these Terms & Conditions, and the Application Terms posted for a specific area of the Service, the Application Terms will take precedence with respect to your use of or access to that area of the Service.
      2. The Website may contain links to other websites or online destinations that Website does not own, control, authorize, endorse or sponsor and you understand that by using the Service and accessing third-party links, you may be exposed to content that is offensive, harmful, inaccurate or otherwise inappropriate or that may otherwise violate applicable law. You understand and agree that the Website is not responsible or liable for: (i) the availability or accuracy of such websites or resources; or (ii) the content, products, or services on or available from such websites or resources. Links to such websites or resources do not imply any endorsement, ownership, control, authorization or sponsorship by Website of such websites or resources or the content, products, or services available from such websites or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources. By using the Website, you expressly release Website from any and all liability arising from your use of any third-party website or on-line resource. Accordingly, the Website encourages you to be aware when you leave Findaspeedyloan.com and to review the terms and conditions, privacy policies, and other governing documents of each website that you may visit.
      1. “Agreement” means these Terms & Conditions, including any and all subsequent amendments.
      2. “Days” means calendar days.
      3. “Information” means any confidential and/or personally identifiable information or other information related to you, including but not limited to the following: name, email address, post/shipping address, phone number and financial information.
      4. “Network Partner” means any third-party entity currently in a business relationship with Speedy. Some Network Partners may be in the business of providing loans (“Lenders”), while others may be in the business of providing other related products and/or services.
      5. “Services” means the products, services, portals and websites offered or available to you by Website.
      6. “Us” or “We” or “Speedy” refers to Speedy Servicing, Inc. P.O. Box. 1329 Kahnawake, Quebec JOL 1B0.
      7. “Website” means any URL through which we provide the Services to you.
      8. “User,” “You” or “Your” means you and any other person or entity entering into these Terms & Conditions with us or using the Service.
      1. In order to access or use certain features of the Website you may be required to submit certain information, such as an email address. You agree to provide accurate, current and complete information during the registration process. We reserve the right in its sole discretion to refuse to provide services to any individual. 
      2. You will immediately notify us of any unauthorized use of your registration information.
      1. By accessing, browsing, or using the Website, you acknowledge that you understand, accept, and agree to be bound by this Agreement, as well as our Privacy Policy. 
      1. We reserve the right, in our sole discretion, to change these Terms at any time and for any reason, by posting revised terms on this Website. The date on which these Terms have been last updated will be noted immediately above this page and the revised Terms will take effect seven (7) days after their publication on this Website. Therefore, you should visit this page periodically to review any changes. Your continued use of this Website after any such changes have been made constitutes acceptance of those changes.
      1. The Services offered on this Website are not available to persons under the age of eighteen (18) or to persons who are not legal residents of the United States. By accessing, browsing and/or using this Website, including applying for or using any of its Services, you represent and warrant that you are at least 18 years of age and are a legal resident of the United States. 
      2. You further represent and warrant to us that when you provide personal information to us you are providing your own personal information so that we may share it with participating lenders and you are not acting on behalf of, or for the benefit of, anyone else.
      3. Not all Services will be available in all geographic areas. Your eligibility for particular Services is subject to final determination by Website, its affiliates, and or its network partners.
      1. You understand and agree that by submitting a loan request, you are providing written instruction under the Fair Credit Reporting Act authorizing our Network Partner with whom your request is shared to obtain your consumer credit report, credit score, and/or other information from a consumer reporting agency in order to: (i) verify your identity, (ii) review your creditworthiness, and/or (iii) provide you with the opportunity to work with our Network Partners who may offer consumer finance products and other related services. These Network Partners may obtain your credit report, credit score, and other information before determining your eligibility for a loan product or service. Additionally, you understand and agree that Network Partners may use third party services to obtain information relating to you and to verify any information that you provide including, without limitation your social security number, address, phone number, bank account information and employment history.
      1. This Website functions as an online marketplace for you to connect with Network Partners (both Lenders and Non Lenders) that may be of interest to you. 
      2. By clicking “Submit” on the Loan Request Page, or any button indicating acceptance of the terms provided, you are acknowledging that all of the information you have provided in your loan request form is current, true, accurate, and complete. 
      3. Network Partners that participate in our online marketplace may use specific criteria, or filters, to identity the consumers with whom they would like to connect with. We do not use the information submitted in the Loan Request Form to provide any specific endorsement, approval, or matching of any particular consumer to any particular offer
      4. After submitting your Loan Request Form, you may be presented with an offer from one of our Network Partners. You are under no obligation to accept any offer presented. 
      5. We also may share your contact information with third-party marketers and service providers. See our Consent to Electronic Disclosures and SMS Marketing Policy for additional information.
      1. If you submit a loan request on this Website, you may be connected to a tribal-based Lender or tribal-based Network Partner. Please note that the rates and fees offered by these lenders may be higher than those offered by state-licensed lenders. In addition, with tribal lenders, you may be required to submit to, and agree to resolve any disputes, under tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, regardless of its lending model, and to reject any particular loan offer that you cannot afford to repay or that include terms that are not acceptable to you. By submitting your loan request, you agree that you have read and understood this statement.
      1. WE ARE NOT A LENDER, FINANCIAL INSTITUTION, LOAN BROKER, OR AGENT OF A LENDER, FINANCIAL INSTITUTION, OR LOAN BROKER. THIS WEBSITE DOES NOT CONSTITUTE AN OFFER OR SOLICITATION TO LEND.
      2. This Website allows You to submit your personal information via the Loan Request Page and uses that information to connect you to Network Partners. 
      3. Providing your information on this Website does not guarantee that: (i) you will receive an offer of a loan from a participating Lender, (ii) you will be approved for a loan with any specific terms, or (iii) you will be connected with a direct Lender. 
      4. Not all Lenders can provide loans in the amounts advertised on the Websites, and may not operate in all states. The amount of time required to transfer funds may vary between lenders and may also depend on your individual financial institution. Lenders that participate in the services provided by this website do not offer loans in every state. For details, questions, or concerns regarding your loan, please contact the lender directly.
      1. This Website provides its services to you free of charge but may receive payment from Network Partners for connecting them with consumers. Your use of this Website’s services constitutes your agreement with this compensation arrangement. 
      2. This Website does not endorse, approve, or recommend the services or products of any particular Network Partner. You should rely on your own judgment in deciding which available loan product, terms, Lender and/or Network Partner most closely fits your needs and financial situation. 
      3. We make no guarantees that the loan terms or rates offered and made available by Lenders within the network are the best terms, lowest rates, or in any way personalized for You in any way, shape or form. 

YOU AGREE THAT WE, OUR MARKETING SERVICE PROVIDERS, AND NETWORK PARTNERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, USE, LOSS OF DATA, LOSS OF SECURITY ARISING OUT OF OR IN ANY WAY CONNECTED TO YOUR USE OF THIS WEBSITE, OR OF INFORMATION OR MATERIALS AVAILABLE THROUGH THE WEBSITE, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF SINCERELY HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. IN PARTICULAR AND WITHOUT LIMITATION, OUR TOTAL LIABILITY FOR ANY REASON WHATSOEVER RELATED TO YOUR USE OF THIS WEBSITE, RESULTS FROM USE OF THIS WEBSITE, OR FOR ANY CLAIMS RELATING TO THIS AGREEMENT SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00 USD). THE FOREGOING LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, OUR LIABILITY IN SUCH JURISDICTION SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

Speedy Servicing, Inc. 

P.O. Box. 1329 

Kahnawake, Quebec JOL 1B0.

The Notice must state (i) your name, (ii) your address, (iii) a written description of your claim, and (iv) a description of the specific relief you seek. You agree that We shall have a period of thirty (30) days from receipt of such Notice to Cure/Mitigate Your stated dispute or claim.